InsuranceForEstheticians Independent U.S. Guide

Policy Comparison Audit Worksheet

Use this structured worksheet to audit up to 3 insurance quotes side-by-side before making a binding decision.

Evaluation Metric Provider Option 1 Provider Option 2 Provider Option 3
Insurance Carrier / Program Name
Total Annual Cost (Including fees)
Policy Form (Occurrence vs Claims-Made)
Professional Liability Limit (Per / Agg)
General Liability Limit (Per / Agg)
Defense Costs (Outside vs Inside Limits)
Liability Deductible ($0 vs $500+)
Additional Insured Fee (Free vs Paid)
Chemical Peels & Dermaplaning Covered?
Off-Premises / Mobile Services Covered?